Stop Donating at the Cash Register, Already

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Whether you shop primarily online or in person, you may be asked to make a donation to some type of charitable organization as you’re checking out. Sometimes it rounds up your order total to the nearest dollar, and donates the change. Other times, you have the option of donating or subtracting $1, $2, or another amount.

bBut if you want your dollar to have more impact, you should consider giving your money directly to a charitable organization., Here’s what to know.

Is Checkout Donation A Scam?

As a Lifehacker posts from March 2021 Turns out, donations made at the cash register are not part of some sort of scheme where they are used to reimburse money previously donated to retailers.

but thanks for a sued in new york In May 2022—alleging that CVS was using checkout donations to fulfill the pharmacy chain’s pledge to the American Diabetes Association to contribute $10 million over the course of three years—People once again Let’s take a closer look at charitable giving. (even if there is a lawsuit likely to be fired,

Is this type of fundraising effective?

According to attach for goodIn 2020, over $605 million was raised at the checkout counter: most of this was raised in donations of less than $1. So, if nothing else, that is money that these charitable organizations would not have otherwise received.

However, in a Email Verywell HealthLaurie Styron, Executive Director charitywatch, That said it is not necessarily straightforward. For example, part of your donation may be used to cover administration fees — rather than for the organization — and in some cases, between the time you make your donation at the cash register and when the charity actually sees it. A lot of time can pass between the money.

“Worst-case scenario, your donation may never go to charity,” Styron pointed out. Verywell Health, That’s why she recommends donating directly to a charity, rather than through a third party like a grocery store or pharmacy.

Why You Should Leave Donations to Charity at the Cash Register

Needless to say, given all this, donating directly to your favorite charity is a better option than doing so at checkout. Here’s why:

You can choose where your money goes

Checkout donations typically benefit a charity chosen by the retailer. And not that there’s anything wrong with their choice, but you might want to give your money to a local charity, or a charity that benefits a specific medical condition that has affected you or your family. .

It Simplifies Your Taxes (If You Itemize Deductions)

People who itemize their tax deductions can use charitable donations to reduce the amount of their taxable income, And while you can deduct donations made at checkout—using your receipts as a record—it’s much easier to donate directly to a charity and get a single receipt.

It gives you the chance to research the charity

Websites Like charitywatch And Charity Navigator allows you to view different organizations Learn more about their values, as well as how they spend their money. When you donate at the checkout, you usually don’t have time for that (especially if people are in line behind you).

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